Salary Loan


Salary loans, offered by Capitalnet Microfinance Limited, is a tempting solution for short-term financial needs. They are specifically designed for people who are employed with a regular income.

Improved Cash Flow
Manageable Repayments
Low Interest Rates


  • Loan facility to support salaried workers

  • Loan tenor ranging from 1 to 10 months

  • Debt servicing should not exceed 40% of net salary per month


  • Facility is available to both account holders and non-account holders

  • Easy to access facility

  • Flexible collateral terms

Terms and Conditions

  • Must have an account with Capitalnet Microfinance Ltd.

  • Must earn a salary.

  • Three (3) months’ pay slips.

How to Apply

  • Pick a salary application form from our branch or download here.

  • Complete the form and submit it to your relationship manager at one of our branches.

  • The application form must be duly verified and approved/signed by the HR department of the applicant’s employer.

  • Applicants must submit all relevant documents together with a letter of undertaking from their HR department

  • The facility will be available within 48 hours after receipt of all necessary documents.

Please be mindful of fake sites by fraudulent parties posing as Capitalnet Microfinance Limited or it's affiliates. Do not disclose your personal information and financial details to anyone online or anywhere else.