Susu Loan


A unique and well-established financial concept by Capitalnet Microfinance Ltd. offers an alternative path to accessing credit, particularly for those who might not qualify for formal bank loans.

Lower Costs
Reliance on Trust
Lower Interest Rates


  • Contribute susu for a minimum of one month to qualify for a loan

  • Loan repayment between 1-6 months

  • Quick access to loan

  • Flexible loan terms


  • Quick access to loan

  • Flexible loan terms

  • Free Business advisory services

  • Quick access to loan

  • Banking services at your doorstep

Target Market

  • Small and Micro clients

Terms and Conditions

  • Must have an account with Capitalnet Microfinance Ltd.

How to Apply

  • Pick a susu loan application form from our branch or download here.

  • Complete the form and submit it to your relationship manager at one of our branches.

  • The application form must be duly verified and approved/signed by the HR department of the applicant’s employer.

  • Applicants must submit all relevant documents together with a letter of undertaking from their HR department

  • The facility will be available within 48 hours after receipt of all necessary documents.

Please be mindful of fake sites by fraudulent parties posing as Capitalnet Microfinance Limited or it's affiliates. Do not disclose your personal information and financial details to anyone online or anywhere else.