Business Loan


A loan facility designed for small, micro and medium clients who are already into businesses and wish to acquire a facility to expand their businesses.

Improved Cash Flow
Manageable Repayments
Low Interest Rates


  • Client to operate an account for a minimum of one month to qualify for the facility.

  • Loan repayment between 1 to 6 months.

  • The client must pay on schedule to qualify for repeat loans.


  • Quick access to loan

  • Flexible loan terms

  • Free Business advisory services

  • Quick access to loan

  • Banking services at your doorstep

Target Market

  • Traders

  • Groups

Terms and Conditions

  • Must have an account with Capitalnet Microfinance Ltd.

  • Must earn a salary.

How to Apply

  • Pick a business loan application form from our branch or download here.

  • Complete the form and submit it to your relationship manager at one of our branches.

  • The application form must be duly verified and approved/signed by the HR department of the applicant’s employer.

  • Applicants must submit all relevant documents together with a letter of undertaking from their HR department

  • The facility will be available within 48 hours after receipt of all necessary documents.

Please be mindful of fake sites by fraudulent parties posing as Capitalnet Microfinance Limited or it's affiliates. Do not disclose your personal information and financial details to anyone online or anywhere else.